Financial Self-Assessment (Section 1)

I have a clear understanding of all sources of income and regular expenses.

I maintain an accurate and up-to-date personal or business budget.

I regularly review financial statements, such as income statements or bank reports.

I can identify my top financial priorities (e.g., debt reduction, savings, investment).

I know my net worth and how it has changed over time.

Financial responsibilities and goals are clearly defined among key stakeholders (e.g., household members, business partners).

I am aware of all existing financial obligations (loans, credit cards, leases, etc.).

I understand the tax implications of my income, investments, or business operations.